Florida Credit Repair Company

Premium Credit Repair Services

CreditFL.com is headquartered in sunny Fort Lauderdale, Florida and provides Premium Credit Repair Services, Debt Elimination Services, & VIP Services. We offer Flexible Payment Plans along with Fast Credit Repair.

We Remove 100% of All Tax Liens & Judgements and offer a 6 Month Service Warranty for ALL Credit Repair Services.

We offer Flexible Payment Plans for All Needs & Budgets.

We fix personal information & help remove accounts using Licensed Attorneys by requesting Verification of Documents. We Remove 99% of 3rd Party Collection Agencies in 30-60 days average.

We use FDCPA Lawyers for ALL Debt Collection Letters & Look for common Violations. Customers may earn $1000 per case for a violation in their Collection Letter from a Collection Agency.

What Works in Credit Repair in 2018:

1) Factual Verification under FCRA (Fair Credit Reporting Act) Section 611 

Overview of 611:

The Factual Verification Process starts with the filing of an attorney drafted dispute with each credit bureau using all required language under the FCRA to ensure complete compliance by the credit bureaus and proper verification of information furnished by creditors.

Using the correct language ensures that the credit bureaus and creditor are legally put on notice that you have:

  • 1) Disputed the validity of the information.
  • 2) Assured the bureaus and creditors that your dispute is not frivolous, irrelevant, or without merit; and
  • 3) Have demanded that the bureaus and creditors produce a description of the procedure used to come to their conclusion under FCRA 611(B)(iii).

This process will take 30 days from the date your initial dispute is filled with the credit bureaus. They will then mail you an updated credit report, where some accounts will be deleted and some will be verified. The report should include details on the process used to come to that conclusion.
At this point we will file separate charges with the Federal Trade Commission and Bureau of Financial Protection against each Credit Bureau and each individual creditor. For instance if you have 10 creditors, that would result is 13 separate charges that we file on your behalf against the credit bureaus and creditors for failure to produce a sufficient procedure used to verify the account or failure to produce any description of the procedure used to verify the account.
At this step in process the creditor has 15 days only to respond or remove the negative items from your credit report otherwise they will be assessed and levied fines for noncompliance with the FCRA.

This procedure relies on using the required legal language drafted by our attorneys and then holding the creditors and credit bureaus feet to the fire by filing appropriate charges and providing the requisite evidence that the credit bureaus and creditors had notice but were negligent in following the law.

2) Legal Demand via Attorney: Requesting All Paperwork & Reviewed for Violations via Licensed Attorney & Immediate Request for Removal for errors & Permanent Removals.

Items are immediately removed for violations.

3) FDCPA (Fair Debt Collections Practices Act)

This method is to request verification of Debt or request form. Allow a licensed attorney to review for violations and earn up to $1000 per Creditor.

3) Credit Blocking Method under 605B for Victims of Identity Theft (For Qualified Clients Only)::

Overview of 605B:

The Credit Blocking Method is Federal relief provided for victims of identity theft and is governed by FCRA Section 605B.
If you are a victim of Identity Theft and accounts have opened on your credit report from the actions of an unauthorized 3rd party then we can help you file an Identity Theft claim.
The Credit Blocking Process starts with the filing of a Identity Theft Affidavit and a Police Report with you local police prescient.
Then we file the following documents with the credit bureaus to have the accounts permanently blocked by the credit bureaus.

  • 1) Proof of identity of the victim
  • 2) A properly completed Identity Theft Affidavit and Complaint
  • 3) An Identity Theft Police Report provided to us by the victim
  • 4) A notarized statement assuring the credit bureaus that the ID theft claim is not filed in error, contains any material misrepresentation of facts, or that victim benefited from the transaction.

If you are a victim of identity theft and can provide us with a police report about the incident we can help you with cleaning and repairing your credit report.

FLORIDA CREDIT REPAIR’S PREMIUM, DIAMOND, & VIP SERVICES

PREMIUM

This method is for clients with No Public Records/Charge Offs. Up to 10 Total Items.

Ranges from $750 – 1750

6 Month Service Warranty Included

DIAMOND

This method is for clients that have Tax Liens & Judgements on their report. Up to 15 Total Items.

Ranges from $1000 – 2500

6 Month Service Warranty Included

VIP BK & Charge Offs

This method is for clients who have Bankruptcies & Charge Off Balances. Up to 20 Total Items.

Ranges from $2000 – 3250

6 Month Service Warranty Included

Purchase Here:

Premium $750

Finance 3 Payments of $285

Premium Service
No Public Records
Up to 3 Negative Items
For 3rd Party Collection Accounts
Fast Turnaround

Add $250 for Inquiry Removal Service

6 Month Service Warranty Included then $150/m or $500 for Additional 6 Months

Premium $1250

Finance 3 Payments of $452

Premium Service
No Public Records
Up to 6 Negative Items
For 3rd Party Collection Accounts
Fast Turnaround

Add $250 for Inquiry Removal Service

6 Month Service Warranty Included then $150/m or $500 for Additional 6 Months

Premium $1750

Finance 3 Payments of $619

Premium Service
No Public Records
Up to 10 Negative Items
For 3rd Party Collection Accounts
Fast Turnaround

Add $250 for Inquiry Removal Service

6 Month Service Warranty Included then $150/m or $500 for Additional 6 Months

Diamond $1000

Finance 3 Payments of $369

Diamond Service
Judgements & Tax Liens
Up to 4 Negative Items
Includes 3rd Party Collection Accounts
Fast Turnaround

Add $150 for Inquiry Removal Service

6 Month Warranty Included, then $150/m or $500 for Additional 6 Months Service

Diamond $1500

Finance 3 Payments of $535

Diamond Service
Judgements & Tax Liens
Up to 8 Negative Items
Includes 3rd Party Collection Accounts
Fast Turnaround

Add $150 for Inquiry Removal Service

6 Month Warranty Included, then $150/m or $500 for Additional 6 Months Service

Diamond $2500

Finance 3 Payments of $868

Diamond Service
Judgements & Tax Liens
Up to 15 Negative Items
Includes 3rd Party Collection Accounts
Fast Turnaround

Add $150 for Inquiry Removal Service

6 Month Warranty Included, then $150/m or $500 for Additional 6 Months Service

VIP BK & Charge Offs $2000

Finance 3 Payments of $702

VIP Service
Includes BK & Charge Offs
Up to 5 Negative Items
Includes Inquiry Removal & Late Paynments
Judgements, Tax Liens, & 3rd Party Collections

FASTEST TURNAROUND

6 Month Warranty Included, then $150/m or $500 for Additional 6 Months Service

VIP BK & Charge Offs $2500

Finance 3 Payments of $869

VIP Service
Includes BK & Charge Offs
Up to 10 Negative Items
Includes Inquiry Removal & Late Payments
Judgements, Tax Liens, & 3rd Party Collections

FASTEST TURNAROUND

6 Month Warranty Included, then $150/m or $500 for Additional 6 Months Service

VIP BK & Charge Offs $3250

Finance 3 Payments of $1119

VIP Service
Includes BK & Charge Offs
Up to 20 Negative Items
Includes Inquiry Removal & Late Payments
Judgements, Tax Liens, & 3rd Party Collections

FASTEST TURNAROUND

6 Month Warranty Included, then $150/m or $500 for Additional 6 Months Service

Authorized User $750

$1000 – 3500 Limit
Age 6 months – 3 Years Old
Stays open for 30-120 Days or Permanent with Membership

Red Hat Membership $150/m

Authorized User $1000

$3500 – 6500 Limit
Age 1 Year – 5 Years Old
Stays open for 30-120 Days or Permanent with Membership

Red Hat Membership $150/m

Authorized User $1250

$1000 – 20,000 Limit
Age 5 years – 20 Years Old
Stays open for 30-120 Days or Permanent with Membership

Red Hat Membership $150/m

Premium Repair + AU $2250

Finance 4 Payments of $598

Premium Service
No Public Records
Up to 10 Negative Items
1 AU $1000-3500 Limit

6 Month Warranty Included, then $150/m or $500 for Additional 6 Months Service

Diamond Repair + AU $3000

Finance 5 Payments of $635

Premium Service
Includes Judgements & Tax Liens
Up to 15 Negative Items
1 AU $1000-3500 Limit

6 Month Warranty Included, then $150/m or $500 for Additional 6 Months Service

VIP BK/Charge Off’s + AU $3750

Finance 6 Payments of $660

Premium Service
Includes BK’s & Charge Off’s
Up to 20 Negative Items
1 AU $1000-3500 Limit

6 Month Warranty Included, then $150/m or $500 for Additional 6 Months Service

Premium Repair + 2 AU $2750

Finance 5 Payments of $585

Premium Service + 2 AU’s
No Public Records
Up to 10 Negative Items
2 AU’s $1000-12000 Limit

6 Month Warranty Included, then $150/m or $500 for Additional 6 Months Service

Diamond Repair + 2 AU $3500

Finance 6 Payments of $619

Diamond Service + 2 AU’s
Includes Public Records
Up to 15 Negative Items
2 AU’s $1000-12000 Limit

6 Month Warranty Included, then $150/m or $500 for Additional 6 Months Service

VIP BK/Charge Off’s + 2 AU $4250

Finance 7 Payments of $643

Premium Service
Includes BK & Charge Offs
Up to 20 Negative Items
2 AU’s $1000-12000 Limit

6 Month Warranty Included, then $150/m or $500 for Additional 6 Months Service

Premium Repair + 3 AU’s $3250

Finance 6 Payments of $577

Premium Service
No Public Records
Up to 10 Negative Items
3 AU’s $1000-12000 Limit

6 Month Warranty Included, then $150/m or $500 for Additional 6 Months Service

Diamond Repair + 3 AU’s $4000

Finance 7 Payments of $607

Premium Service
Include Public Records
Up to 15 Negative Items
3 AU’s $1000-12000 Limit

6 Month Warranty Included, then $150/m or $500 for Additional 6 Months Service

VIP Credit Repair + 3 AU $4750

Finance 8 Payments of $629

Premium Service
Include Public Records
Up to 20 Negative Items
3 AU $1000-12000 Limit

6 Month Warranty Included, then $150/m or $500 for Additional 6 Months Service

Client Responsibilities:


Client must sign up with one of the Recommended Credit Monitoring System Monthly. We recommend 1 3 Bureau Monitoring System along with Credit Karma.

 

Become a Business Affiliate

Contact us to learn how you can profit from a business relationship with our affiliate and broker program by referring business to us.
Please call us to schedule a free phone or in-person consultation at 954-607-4241.

401 E Las Olas Blvd Suite 1400, Fort Lauderdale FL 33301

110 SE 6th St #1700, Fort Lauderdale FL 33301

801 Brickell Ave, Miami FL 33131

Premium Credit Repair, Factual Verification, Debt Elimination & Settlement Services